Atlantic Credit Center

Frequently asked questions

What information do you need for an approval?

The approval is very quick. We will need your name, address, current employer and annual income. By knowing this information, we are able to match you with a lender with the highest possibility of approval.

What if I have really bad credit?

Sometimes things happen in life that affect our credit negatively. Every person is unique and we respect that. We maintain close relationships with top lenders to get you an approval.

I have had a bankruptcy or proposal?

We can help you secure a loan even if you are going through bankruptcy or proposal. Even on day 1.

How much can you approve me for?

This depends on many things. We want to learn more about your situation so we can work together to find the right vehicle and monthly payment to fit your needs.

How long does getting approved take?

The application process takes less than 4 minutes. After that, it can be from 30 minutes to 24 hours before we have an answer from a lender. Every situation is different, so times vary. A member of our team will be in contact with you regularly to keep you updated with our progress